Who We Are
Goldstep Capital Ltd is a Kenyan micro-lending company offering fast, accessible working capital loans to small and micro entrepreneurs. We serve the backbone of Kenya's economy — the mama mboga, the salon owner, the mechanic, the farmer — people whose businesses are real, profitable, and deserving of fair financial access.
Unlike traditional lenders, we come to you. Our agents visit your business in person to understand your needs, and walk you through the process. Once approved, funds are disbursed directly to your M-Pesa — no queues, no cash handling, no bureaucracy.
We believe that when small businesses grow, entire communities benefit. That's the Goldstep mission.
Our Purpose
To actively contribute to the reduction of poverty by offering tailored financial solutions that enable entrepreneurship and sustainable livelihoods.
A future where communities are economically empowered, breaking the cycle of poverty through access to sustainable financial resources and opportunities across Africa.
What Drives Us
We conduct our business with the highest ethical standards, ensuring full transparency and treating every client's information with strict confidentiality.
We continuously seek new and better ways to serve our clients — from our M-Pesa-first disbursement model to our field-based BDO approach.
We take ownership of our commitments — to our clients, our communities, and our mission to reduce poverty through financial access.
Our clients are at the heart of everything we do. Every product, process, and policy is designed around what works best for the small business owner.
Real Businesses, Real Growth
Our Impact
Over the years, we have made a significant impact on the business landscape in Kenya. Our commitment to empowering entrepreneurs has resulted in thousands of success stories.
Join our growing community of Kenyan entrepreneurs who have chosen Goldstep Capital to power their businesses.
Contact Us